Our Wealth Management Services DST offers a full range of financial services to suit your evolving needs:       Financial Planning - Investment and Portfolio Evaluation We provide financial management and investment advice to individuals, families and businesses within the framework of comprehensive financial planning.  We'll work with you to identify your financial objectives, formulate an investment policy and allocate assets based on your objectives, risk tolerance and diversification principles, select portfolios and investment managers, monitor performance and recommend any required changes.   Educational Expenses Planning Whether your children are already in school, are pre-school age, or on the way, it's never too early to begin planning for their education. DST can assist you in developing a plan for financing your children's education and can aid you in monitoring and revising the plan to meet their changing educational needs.   Retirement and Estate/Succession Planning You've spent a lifetime working hard and accumulating assets to ensure a comfortable and secure retirement for yourself.  We can help you safeguard your assets through your retirement years, while helping them continue to grow for you.  And when it comes time to pass on your assets to your heirs, we can ensure you have a plan in place that will help minimize the tax liabilities, so more of what you worked so hard to obtain, can be passed on.     Insurance A sound financial plan will not do you any good if you're not properly insured. Included in our financial planning services is an insurance review. This review will show if deficiencies exist in your estate plan. Through 1st Global Insurance Services, Inc., we can offer competitive quotes from national insurance companies for the following products: a)      Life Insurance - Term, Whole Life, Universal Life and Variable Life b)      Long Term Disability c)    Long Term Care             Philanthropic Analysis We can help you determine the best way to fund endowments and make other charitable bequests, so you can maximize the tax advantages over time of your charitable donations.   Loan and Cash Flow Analysis Whether you are an individual or a business, we can assist you with financial analysis that affects your day-to-day activities, such as developing a budget and adhering to it and determining your debt structure and how it can be changed to provide greater cash flow for you or your business.   Why Choose DST Trusted Advisors?   A Team of Advisors at Your Disposal In order to help you achieve your financial goals, we have partnered with 1st Global Advisors, Inc. to offer planning services. As our client, you'll be assigned a team consisting of a Certified Financial Planner ® and a Certified Public Accountant , who will assist you in developing and implementing a coordinated strategy based on your individual needs and objectives.   Our Investment Philosophy We look for value when providing advice regarding investments. Consequently, our approach is fundamental and our strategies primarily long-term. We are registered representatives of 1st Global Capital Corp., which supports leading wealth managment firms throughout the United States. The network and back office support provided allows us to offer a full-service array of stocks, bonds, certificates of deposit, separate accounts, mutual funds, IRAs and other retirement plans. All securities are offered through 1st Global Capital Corp., Member FINRA/SIPC.  In formulating our recommendations, we rely on data collected from a broad variety of sources in print and digital media. And whenever possible, we meet with and get to know the money managers about whose investments we give advice.   Coordination with Tax Planning and Preparation Since DST's foundation stems from tax planning and preparation, we are well suited to help coordinate your personal and business assets and to help ensure that your investments are serving your needs in the most tax-advantaged way.